If you are using a commercial property as security you will need a commercial loan. There is no need for these to be more complicated than a home loan. Generally lenders require a more significant deposit if using commercial security (usually 25%-30% deposit).

If you would like a quote on a commercial loan, use the quotation form to send me details of the loan amount you require, the purchase price or estimated value of the property, the address and a description of the property including its current use. (If the property is currently leased out, what is the rent and remaining term of the lease?) Finally, will you be running your own business from the property or do you intend to rent it out?

As an alternative, if you have significant equity in your home you could consider using it as security for the loan. This will reduce set up costs and give you access to more competitive home lending rates.